Your both wrong, people can still sue the organizers, personally. There is nothing stopping anybody from suing the owner of the LLC, the legal term is "Piercing the corporate Veil". Law 101. It still amazes me how many people talk out of their ass when it comes to legal issues... everybody is an expert. They hide this sort of information in BOOKS.
Insurance isn't a problem at all, its approx. $411/month which covers up to 100 people per week. Here's the breakdown on the coverage.
You will also need to attach your Air Soft field safety rules with your
application. If you have any questions please call our toll-free number
888-xxx-xxxx or contact me by email at your earliest convenience!
PAINTBALL FIELD-AIRSOFT INSURANCE ESTIMATION
Your estimation based on approximately 5200 total annual players is as
follows:
Total Annual Estimated Premium $4,934.00
Installment Payment Plans are available with this program.
POLICY LIMITS
$2,000,000 General Aggregate
$1,000,000 Bodily Injury & Property Damage Each Occurrence
$1,000,000 Products-Completed/Operations Aggregate
$1,000,000 Personal and Advertising Injury
$ 50,000 Fire Damage and one fire for premises rented to you
$ 25,000 Accident Medical on any one person $250.00 Deductible
Accident medical coverage for your employees is available with this program
for an additional premium.
Business product and retail liability coverage for paintball retail stores
is also available for an additional premium if you currently operate an
insured field!
I am attaching the field insurance application for your consideration. Our
underwriters do require an application to provide a firm quotation and
coverage is subject to underwriting approval. We appreciate your interest in
our program and wish you the very best with your paintball venture. Choose
the buying power of over 500 paintball fields & stores. Choose xxxxx!
I look forward to your response.
One thing to keep in mind is this insurance will only apply to 18yrs and older. The insurance company won't insure those under 18yrs.